goldcoastbank - Deposits

DEPOSIT PRODUCTS

PERSONAL DEPOSIT ACCOUNTS

Personal Gold Checking
This account requires a $1,000.00 minimum balance during the statement cycle, and includes free online banking and an ATM/debit card. A monthly maintenance fee of $10 is imposed if the daily minimum balance falls below $1,000.00. Debt activity and bill-pay fees will be imposed for activity exceeding monthly limits.

Personal GoldPlus Checking
This account requires a $5,000.00 minimum balance during the statement cycle, and includes free online banking, an ATM/debit card and a cash reserve overdraft protection feature. A monthly maintenance fee of $15 is imposed if the daily minimum balance falls below $5,000.00. Debt activity and bill-pay fees will be imposed for activity exceeding monthly limits.

Personal GoldBar NOW Checking
Interest will be compounded daily and credit to your account once per month. This account requires a $10,000.00 minimum balance during the statement cycle, and includes free online banking and an ATM/debit card. A monthly maintenance fee of $20 is imposed if the daily minimum balance falls below $10,000.00. Debt activity and bill-pay fees will be imposed for activity exceeding monthly limits.

Personal Golden Money Market
Interest will be compounded daily and credit to your account once per month under a rate tier structure based on account balance. This account requires a $5,000.00 minimum balance during the statement cycle, and includes free online banking and an ATM/debit card. A monthly maintenance fee of $15 is imposed if the daily minimum balance falls below $5,000.00. In addition to debt activity and bill-pay fees imposed for activity exceeding monthly limits, additional fees may be imposed for non-compliance with transaction limitations.

Personal Gold Savings
Interest will be compounded daily and credit to your account once per month. This account requires a $1,000.00 minimum balance during the statement cycle, and includes free online banking and an ATM/debit card. A monthly maintenance fee of $10 is imposed if the daily minimum balance falls below $1,000.00. Debt activity and bill-pay fees will be imposed for activity exceeding monthly limits.

Personal GoldBar Savings
Interest will be compounded daily and credit to your account once per month under a rate tier structure based on account balance. This account requires a $5,000.00 minimum balance during the statement cycle, and includes free online banking and an ATM/debit card. A monthly maintenance fee of $15 is imposed if the daily minimum balance falls below $5,000.00. Debt activity and bill-pay fees will be imposed for activity exceeding monthly limits.

Personal Golden Certificate of Deposit
Interest will be compounded daily and credit to your account once per month. This account requires a $1,000.00 minimum balance and is available over various maturity terms.

Personal Golden Individual Retirement Accounts
Interest will be compounded daily and credit to your account once per month. This account requires a $1,000.00 minimum balance and is available on a fixed rate or over various maturity terms or on a variable rate with no maturity date.

FOR ADDITIONAL INFORMATION INCLUDING APPLICABLE INTEREST RATES ON ANY OF THE ACCOUNTS DESCRIBED ABOVE PLEASE CALL OUR BANKING OFFICE AT 312-587-3200 AND A PERSONAL BANKER WILL ASSIST YOU.
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BUSINESS DEPOSIT ACCOUNTS

Business Gold Checking
This account requires a $5,000.00 minimum balance during the statement cycle. A monthly maintenance fee of $15 is imposed if the daily minimum balance falls below $5,000.00 and activity fees will be imposed for activity exceeding monthly limit of 30 transactions. The account includes Internet cash management online banking for no fee when a 3% credit on the average collected balance is more than the account fees for that statement cycle.

Business GoldPlus Checking
This account requires a $10,000.00 minimum balance during the statement cycle. A monthly maintenance fee of $20 is imposed if the daily minimum balance falls below $10,000.00 and activity fees will be imposed for activity exceeding monthly limit of 50 transactions. The account includes Internet cash management online banking for no fee when a 3% credit on the average collected balance is more than the account fees for that statement cycle.

Business Golden Money Market
Interest will be compounded daily and credit to your account once per month under a rate tier structure based on account balance. This account requires a $10,000.00 minimum balance during the statement cycle, and includes free online banking. A monthly maintenance fee of $20 is imposed if the daily minimum balance falls below $10,000.00. Additional fees may be imposed for non-compliance with transaction limitations.

Business Gold Savings
Interest will be compounded and credit to your account once per month. This account requires a $5,000.00 minimum balance during the statement cycle, and includes free online banking. A monthly maintenance fee of $15 is imposed if the daily minimum balance falls below $1,000.00. Additional fees may be imposed for non-compliance with transaction limitations.

Business Golden Certificate of Deposit
Interest will be compounded daily and credit to your account once per month. This account requires a $5,000.00 minimum balance and is available over various maturity terms.